Budgeting apps offer a tech-savvy alternative to old-school budgeting by allowing you to track your spending, reduce overspending, and meet your financial goals while automating the entire process. But what if you have a partner and want to keep track of your joint finances and begin meeting shared financial goals? Here are a couple of budgeting apps for couples that will be useful.

1. Goodbudget

Goodbudget is a straightforward, easy-to-use tool that supports multiple users. You can not only create a joint budget but also receive constant reports and graphs that will help you keep track of mutual spending. It has a free version, although you won’t be able to use the app to its full potential. If you are perusing the web in search of a loan app, check out the online loans app, a platform tailor-made for finding your perfect lender.

It’s worth noting that what makes Goodbudget effective is its digital envelope system. In a nutshell, an envelope system divides your spending into various categories, such as rent, utilities, or groceries, and sets limits for your expenses. So, if you are struggling with setting your spending limits, use this app.

2. Mint

If you’re familiar with budgeting apps, you have probably heard of Mint. You can use it to link bank accounts, set objectives, and track your expenses. What makes Mint an amazing couple budgeting app is that it provides a full picture of your joint financial situation. Plus, it has multiple features, like bill negotiation, customizable budgeting, and weekly account summaries, which make Mint one of the best budgeting apps on the market. As a great bonus, it’s free.

3. Honeydue

Another budgeting app worth your consideration is Honeydue. It’s a fantastic tool for couples as it helps partners split expenses, link accounts, and, of course, keep track of spending. One of Honeydue’s more unique features is the ability to chat with your partner in the app. So, if you are not in the same room, you can use the app to ask real-time questions on finance-related issues.

4. Personal Capital

Personal Capital is in a league of its own, as it offers more advanced money management features missing in the other budgeting apps. You can use it to plan your education and retirement, analyze your savings, and build a personal financial strategy. Overall, this tool will help you evaluate your financial situation and develop new approaches to managing your finances.

5. You Need a Budget

You Need a Budget (YNAB) is another budgeting app that will facilitate joint money management. It is based on a four-step money management system that encourages you to give every dollar a job and age your money. The app has a free trial, so if you are interested in giving it a try, be sure to check out YNAB.

Having a partner requires you to take a new look at your finances. By using a budgeting app, you will link accounts, facilitate financial planning, set joint goals, and keep track of mutual spending. Budgeting apps provide a great way to automate your financial life and save a lot of time in the process.